{"id":220540,"date":"2025-03-13T19:48:00","date_gmt":"2025-03-13T19:48:00","guid":{"rendered":"https:\/\/www.webdo.tn\/fr\/blog\/2025\/03\/13\/tunisie-baisse-drastique-les-tunisiens-ont-abandonne-ou-presque-les-cheques\/"},"modified":"2025-05-20T22:19:23","modified_gmt":"2025-05-20T22:19:23","slug":"tunisie-baisse-drastique-les-tunisiens-ont-abandonne-ou-presque-les-cheques","status":"publish","type":"post","link":"https:\/\/www.webdo.tn\/fr\/actualite\/national\/tunisie-baisse-drastique-les-tunisiens-ont-abandonne-ou-presque-les-cheques\/220540\/","title":{"rendered":"Tunisie : Baisse drastique, les Tunisiens ont abandonn\u00e9, ou presque, les ch\u00e8ques !"},"content":{"rendered":"

Les donn\u00e9es actualis\u00e9es de la Banque Centrale de Tunisie r\u00e9v\u00e8lent une baisse spectaculaire de 94 % dans l’utilisation des ch\u00e8ques depuis l\u2019entr\u00e9e en vigueur de la plateforme \u00e9lectronique unifi\u00e9e \u00ab\u00a0TuniCh\u00e8que\u00a0\u00bb.<\/p>\n

\t\t\t\t\t\t\t\t\tSelon un responsable de la Banque Centrale cit\u00e9 par l’agence TAP, 94 333 ch\u00e8ques ont \u00e9t\u00e9 trait\u00e9s et valid\u00e9s via la plateforme jusqu’au 6 mars 2025. Cela correspond \u00e0 une moyenne quotidienne de 3 930 ch\u00e8ques, contre 68 055 ch\u00e8ques par jour durant la m\u00eame p\u00e9riode en 2024.<\/p>\n

Ce bouleversement s’explique par l’application de la loi n\u00b041 de 2024 (en vigueur depuis le 2 ao\u00fbt 2024), qui a profond\u00e9ment modifi\u00e9 la r\u00e9glementation du ch\u00e8que en Tunisie.\u00a0<\/p>\n

Cette r\u00e9forme vise \u00e0 renforcer la s\u00e9curit\u00e9 des transactions, assainir les pratiques bancaires et am\u00e9liorer la justice \u00e9conomique, notamment en r\u00e9gularisant la situation des personnes poursuivies pour \u00e9mission de ch\u00e8ques sans provision.<\/p>\n

D\u00e9sormais, les banques sont tenues d\u2019ouvrir un compte ch\u00e8que \u00e0 tout client qui en fait la demande, tout en consultant la Banque Centrale sur la solvabilit\u00e9 du demandeur. Elles doivent aussi fixer un plafond maximal de 30 000 dinars par ch\u00e8que et prendre des mesures pr\u00e9ventives contre les incidents de paiement.<\/p>\n

Avec ces nouvelles r\u00e8gles, le paysage des paiements en Tunisie est en pleine mutation, marquant la fin d\u2019une \u00e8re pour le ch\u00e8que traditionnel.<\/p>\n","protected":false},"excerpt":{"rendered":"

Tunisie : L’utilisation des ch\u00e8ques chute de 94 % apr\u00e8s le lancement de TuniCh\u00e8que<\/p>\n","protected":false},"author":3163,"featured_media":241690,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[3412,3642,2612,3606,2608],"class_list":["post-220540","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","tag-cheques","tag-finances","tag-paiement","tag-tunicheque","tag-tunisie"],"yoast_head":"\nTunisie : Baisse drastique, les Tunisiens ont abandonn\u00e9, ou presque, les ch\u00e8ques !<\/title>\n<meta name=\"description\" content=\"Tunisie : L'utilisation des ch\u00e8ques chute de 94 % apr\u00e8s le lancement de TuniCh\u00e8que\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webdo.tn\/fr\/actualite\/national\/tunisie-baisse-drastique-les-tunisiens-ont-abandonne-ou-presque-les-cheques\/220540\/\" \/>\n<meta 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