{"id":212899,"date":"2024-03-12T11:10:00","date_gmt":"2024-03-12T11:10:00","guid":{"rendered":"https:\/\/www.webdo.tn\/fr\/blog\/tunisie-15-000-md-de-credits-dont-10-d-impayes\/212899\/"},"modified":"2025-05-20T22:12:21","modified_gmt":"2025-05-20T22:12:21","slug":"tunisie-15-000-md-de-credits-dont-10-d-impayes","status":"publish","type":"post","link":"https:\/\/www.webdo.tn\/fr\/actualite\/national\/tunisie-15-000-md-de-credits-dont-10-d-impayes\/212899\/","title":{"rendered":"Tunisie : 15.000 MD de cr\u00e9dits dont 10% d\u2019impay\u00e9s"},"content":{"rendered":"

Les cr\u00e9dits \u00e0 la consommation en Tunisie, ce sont 15.000 millions de dinars dont 11.000 millions de cr\u00e9dits d\u2019am\u00e9nagement et 1500 millions d\u2019impay\u00e9s.<\/p>\n

\t\t\t\t\t\t\t\t\tCes chiffres ont \u00e9t\u00e9 donn\u00e9s ce mardi 12 mars 2024 sur les ondes d\u2019IFM par l\u2019expert en risques financiers, Mourad Hattab, qui a donn\u00e9 un aper\u00e7u sur la situation des cr\u00e9dits en Tunisie pour signaler d\u2019abord que le type de cr\u00e9dit auquel le Tunisien recourt le plus est le cr\u00e9dit d\u2019am\u00e9nagement avec 11.000 millions de dinars.<\/p>\n

Suivent, les cr\u00e9dits de consommation (1800 millions de dinars), puis ce qu\u2019on appelle le \u00ab\u00a0rouge\u00a0\u00bb, o\u00f9 les d\u00e9bits pour une valeur de 1600 millions de dinars, et les cr\u00e9dits auto pour une valeur de 400 millions de dinars.<\/p>\n

Il a ajout\u00e9 que la majorit\u00e9 des personnes qui recourent aux cr\u00e9dits sont g\u00e9n\u00e9ralement des fonctionnaires alors que les ch\u00f4meurs, freelance, ceux qui ont un CDD, travaillent au noir, etc., ne peuvent pas contracter de cr\u00e9dit.<\/p>\n

Toujours dans le m\u00eame ordre d\u2019id\u00e9es, en Tunisie, le montant de cr\u00e9dits impay\u00e9s s\u2019\u00e9l\u00e8ve \u00e0 1200 millions de dinars. Il y a \u00e9galement 300 millions de dinars de cr\u00e9dits immobiliers impay\u00e9s. Enfin, des dossiers, pour un total de 650 millions de dinars de cr\u00e9dits ont \u00e9t\u00e9 transf\u00e9r\u00e9s \u00e0 la justice.<\/p>\n

Mourad Hattab a \u00e9galement rappel\u00e9 que seulement 37% des Tunisiens ont un compte et que par cons\u00e9quent deux tiers des Tunisiens ne peuvent avoir recours aux cr\u00e9dits. Parmi eux, 1,6 millions travaillent au noir, ont un CDD, etc\u2026 et 700.000 sont ch\u00f4meurs sachant que le droit d\u2019ouvrir un compte bancaire est un droit universel qui n\u2019est pas appliqu\u00e9 en Tunisie.<\/p>\n","protected":false},"excerpt":{"rendered":"

En Tunisie, les cr\u00e9dits \u00e0 la consommation, ce sont 15.000 millions de dinars dont 11.000 millions de cr\u00e9dits d\u2019am\u00e9nagement et 1500 millions d\u2019impay\u00e9s.<\/p>\n","protected":false},"author":3162,"featured_media":290336,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[3063,7105,2608],"class_list":["post-212899","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","tag-banques","tag-credits","tag-tunisie"],"yoast_head":"\nTunisie : 15.000 MD de cr\u00e9dits dont 10% d\u2019impay\u00e9s<\/title>\n<meta name=\"description\" content=\"En Tunisie, les cr\u00e9dits \u00e0 la consommation, ce sont 15.000 millions de dinars dont 11.000 millions de cr\u00e9dits d\u2019am\u00e9nagement et 1500 millions d\u2019impay\u00e9s.\" \/>\n<link rel=\"canonical\" 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